Our Services

Providing an Array of Financial Analysis, Alternatives and Solutions

INVESTMENT PLANNING

  • Asset Allocation: Design portfolios to minimize risk and enhance potential rate of return
  • Identifying contribution and return requirements to help meet goals
  • College Funding: help estimating future college expenses and requirements to meet costs in the most tax-efficient manner
  • Past Employer Retirement Plan Rollovers (401k, etc.)

RISK MANAGEMENT PLANNING

  • Help with Planning for:
    - Disability or Illness
    - Premature Death
  • Analyze life insurance and long-term care insurance needs and seek top insurance carriers in order to deliver the most competitive and cost-effective coverage possible
  • Review Current Insurance to determine if coverage is adequate and utilizes the most cost-effective carrier

RETIREMENT PLANNING

  • Dealing with Lump Sum Distributions
  • Projecting Impact of Earlier or Later Retirement
  • Design Predictable Lifetime Income Streams
  • Minimize Tax Liabilities

ESTATE PLANNING

  • How to eliminate capital gains tax & reduce income taxes by donating appreciated assets and resources to accomplish charitable giving efficiently & easily
  • Preserving Family Wealth

INVESTMENT PRODUCTS

  • Money Markets
  • Treasury Bills, Notes and Bonds
  • Stocks
  • Bonds (Taxable and Tax Free)
  • Mutual Funds
  • REITS (Real Estate Investment Trusts)
  • Annuities (Fixed and Variable)
  • IRAs, SEPs
  • College Plans
  • Private Money Management Accounts
  • CDs

INSURANCE PRODUCTS

  • Individual and Group Life (term, fixed/variable, universal)
  • Long-Term Care

BUSINESS PRODUCTS AND SERVICES

  • Qualified Plans: 403(b), 401(k), Profit Sharing
  • Pension Planning
  • Deferred Compensation Strategies